Whatever your circumstances, Stonegate can tailor a strategy to suit your needs and build for your retirement.

Here are some strategies to consider:

  • Consolidate your super: It’s a lot easier to keep track of your money if it’s in one account, and you’ll save on fees.
  • Salary sacrifice: pay an agreed amount of your salary directly into your super before income tax is deducted from it – which also reduces your overall taxable income.
  • Personal contributions: make extra contributions to your super from your salary before income tax is deducted from it (up to a limit).
  • Receive a co-contribution: receive an extra payment into your super from the Government when you make a personal contribution.
  • Make a spouse contribution: make extra payments into your spouse’s super if you currently earn the lion’s share of super.
  • Receive a tax rebate for spouse contributions: you may qualify for a tax rebate if your spouse does not earn much.