Whatever your circumstances, Stonegate can tailor a strategy to suit your needs and build for your retirement.
Here are some strategies to consider:
- Consolidate your super: It’s a lot easier to keep track of your money if it’s in one account, and you’ll save on fees.
- Salary sacrifice: pay an agreed amount of your salary directly into your super before income tax is deducted from it – which also reduces your overall taxable income.
- Personal contributions: make extra contributions to your super from your salary before income tax is deducted from it (up to a limit).
- Receive a co-contribution: receive an extra payment into your super from the Government when you make a personal contribution.
- Make a spouse contribution: make extra payments into your spouse’s super if you currently earn the lion’s share of super.
- Receive a tax rebate for spouse contributions: you may qualify for a tax rebate if your spouse does not earn much.
